Direct Pay Subscription

• Cost per month (one time $90 registration fee)

  • $85 per adult, $45 per child

• What this fee covers​

  • office visits with Dr Mcelrath​

  • telehealth visits with Dr Mcelrath

  • 2 mental health visits with licensed therapist

  • 60 min massage every 3-6 months

  • nutrition website

  • at cost labs and medications

    • no up-charging ever!

  • reduced rates on well researched nutritional supplements​

• Copays

  • none ever!

• Labs​

  • up to 75% off typical prices​

• Deductible​

  • not an issue here, you've paid for Dr Mcelrath to do what she can for you​

• Specialists​

  • Not covered by the subscription​

    • But Dr Mcelrath will discuss your case prior to sending you so that the workup is thorough ​

Private Insurance Plan

• Cost per month (premium) 

  • $100-450 per adult, family plans increase the cost based on the number of members​

• What this fee covers​

  • access ​to the plan physicians

  • wellness visits (no illnesses)

  • access to medications on the formulary

• Copays​

  • $20-50, depending on specialty, ​with every visit

• Labs​

  • based upon the codes uses​

    • if you haven't met your deductible then you are sent a bill​

• Deductible​

  • $500-5,000 has to be paid before insurance will cover anything other than wellness appointments​

• Specialists​

  • typically need referral by primary care​

  • more expensive than seeing your primary physician

  • can takes months to get scheduled